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Spring is just around the corner

We hope everyone is keeping warm in these chilly months. The good news is the days are getting longer and spring is just around the corner.

This edition begins with an article on how the tax office treats different types of income. If you run a business, then it's the perfect time to dust of your finances and begin this financial year with a fresh outlook. We provide 5 ideas to get you started.

Private health insurance continues to be a hot topic in Australia. We take a closer look at the pros and cons of health insurance and provide an example that weighs up the difference between taking out health insurance or not.

We explore some options for returning to study as a mature-age student. And, could a tree-change work for you? We provide some important factors to research before you make the move.

I am only a phone call or email away if you would like to set-up a meeting with me to review your personal Financial Plan and to ensure that you are on track with ensuring that your family is adequately protected in terms of Risk Insurance, your Mortgage Facility remains competitive and you have an updated Family Will. 

If you have any questions about any articles in this newsletter please contact us on (02) 8969-6970 or email

Kind Regards

Gordon Hatch

Telephone – (02) 8969-6970

Tax rules do not treat all income equally

Anyone who has completed their own tax return will know that the tax office treats different types of income differently.

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5 small business strategies for kick-starting the financial year

How often do you give your business finances a tidy-up? As another end-of-financial-year rolls by, now is as good a time as any to undertake a bit of housekeeping.

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Health insurance… yes or no?

The argument has been waged for many years - do I take out health insurance or do I invest the same amount each year and if I get sick, the money will be available (and it's earning me interest!)?

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The benefits of investing in yourself

A growing number of Australians are choosing to return to study as mature-age students. Perhaps caught in the hamster-wheel of mortgage and family, furthering their education wasn’t an option when they were younger.

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Could a tree-change work for you?

Cleaner air, less traffic, open spaces, lower cost of living…did we mention less traffic? There are any number of reasons to consider a tree change, but if you’re serious about leaving the bright lights behind, better do your homework first.

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